Trusts are all the rage.  To create a trust is easy. It starts with a thirty-plus page trust deed, which allows you to hand all, or some of your money, to a completely separate entity so you do not control it anymore. Why would anyone want to do that? Well people get worried about being sued and losing the lot; or their ex-spouse finding it; or their accountant says it’s a good way to save tax; or it’s cheaper to set up than a company. There are three major players in the trust world. The Trustee  is generally a long-suffering individual who is chosen to be the gatekeeper of someone else’s fortune. They harbour thoughts of throwing off their responsible image and doing a runner to Rio—few make it. Trustees are often suspected of torturing difficult beneficiaries by giving them their inheritance on a drip, drip basis.  The Beneficiary  can slouch around, waiting to be paid, grouching and whingeing about how the trustee is not doing a good job. Yes, it is a lot of fun....